What is Jaja? New mobile-only credit card to launch next month

Download the Google Wallet app from the Google Play store, and choose to add your credit card as a payment method. You may want to consider obtaining a copy of your credit file before applying for another credit card. You can’t earn Asda Pounds on cash, cash alternatives, or Asda Travel Money bought at Asda travel money bureaus or online. Once Asda Pounds have been earned, they will be shown in your Asda Money Credit Card app or online servicing account. In a move to redefine customer engagement and deliver lifetime customer value, Jaja will deploy advanced analytics to better understand its customers’ preferences, prioritising their objectives, and evaluating their behaviours.

• In a move to encourage smarter financial choices and foster positive borrowing habits, Jaja is introducing credit card-focused missions that unlock exciting benefits along the way.
• So we’re building a diverse team of experts to drive forward our ambition, challenge the status quo, and change the world of consumer credit for the better.
• It says that there are ‘no complicated forms to fill in and new customers will be up and running within minutes’ with only a driving licence or passport, but said it still does carry out credit checks and not all applications are approved.
• As Jaja’s enigma persists, potential users may find themselves questioning the current draw of this unconventional credit card option.
• Once Asda Pounds have been earned, they will be shown in your Asda Money Credit Card app or online servicing account.

Asda Money

For example, if your Travel Insurance policy costs £20.00, you will receive £2.00 back in Asda Pounds. You can find your Asda Pounds balance in your Asda Money Credit Card app or online servicing account. In a move to encourage smarter financial choices and foster positive borrowing habits, Jaja is introducing credit card-focused missions that unlock exciting benefits along the way. The American Express Platinum Cashback card offers 5% cashback up to £125 for first 3 months. You get 0.75% cashback on spending up to £10k and 1% cashback above £10k.

Jaja Credit Card

We review salaries each year to ensure performance is rewarded and we retain our talent. You’ll also be included in our annual discretionary bonus scheme, linked to your performance. Find out what monthly payments would be on a loan and the total cost over its lifetime, where interest is charged monthly.

JaJa Finance to offer personalised rewards to credit card customers based on their spending habits

There is no annual charge and no fees when using the card abroad, and you’ll be able to withdraw cash from an ATM without any charges. Jaja’s product comes with an APR of 18.9 per cent jaja bonus and offers fee-free spending abroad, but does not offer cashback on purchases. More than 6,000 people have joined the waiting list for a ‘mobile-first’ credit card that promises to approve customers in less than three minutes. To qualify for the offer, customers will need to spend at least £50 on their credit card and set up a Direct Debit within the first 60 days of account opening. It is operated by Unexpected Ltd. and holds a license from Anjouan Gaming, Comoros.

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• The Asda Money Credit Card and Asda Money Select Credit Card are priced at 22.9% and 34.9% representative APR respectively with no annual fee.
• Initially predicted to reduce customer response times by 65%, the digital lender has now reduced customer response times by 90%, answering customer enquiries in just under fifteen seconds, versus the three minutes it took prior to launch.
• Personalising these rewards means that Jaja can create a more enjoyable and tailored experience for customers.
• The Asda Money Select Credit Card is available to Asda customers looking to improve their credit rating.
• It is headquartered in London and regulated by the FCA and combines the technical and digital capabilities of a modern technology business with deep retail financial services and credit card sector experience.
• You’ll also be included in our annual discretionary bonus scheme, linked to your performance.
• The Jaja Finance rewards programme gives users more value through cashback, exclusive perks, and intelligent spend insights.

Personalising these rewards means that Jaja can create a more enjoyable and tailored experience for customers. Jaja Finance is committed to empowering customers with simple, fair, and efficient credit solutions, leveraging advanced technology to enhance financial inclusion and customer experience. Credit limit and interest rates will be based on your individual circumstances. Your simple interest rates for purchases, balance transfers and cash advances will move up and down in line with the Bank of England base rate.

When applications resume, Jaja assures that the online application procedure will be swift, taking just a few minutes. The process involves scanning your passport or driving license, with instant feedback on acceptance. When opening your Jaja financial account, it may provide a credit limit below £250, which is a relatively low amount for those seeking immediate financial assistance. This is because the limit may increase over time; however, if you are in a hurry, it could pose a challenge. More than four million customers use the Rewards app every month and have accrued over £70m in their Cashpots, which they can spend to reduce their grocery bills.

It is headquartered in London and regulated by the FCA and combines the technical and digital capabilities of a modern technology business with deep retail financial services and credit card sector experience. Offer valid each time an Asda Money Travel Insurance policy is purchased using an Asda Money Credit Card. You will not receive the reward if you break the terms and conditions of the credit agreement or if your account has been closed before the 10% has been applied.